WELCOME
Welcome to Medicare & Life Insurance Consultants
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At Medicare Insurance Consultants, we are committed to delivering exceptional customer service and empowering individuals and families with comprehensive Medicare solutions tailored to their unique needs for over 25 years. Our mission is to provide unparalleled guidance, support, and advocacy throughout every stage of the Medicare Insurance enrollment process, ensuring our clients receive the highest level of care and attention.
Yes, it is EXTREMELY CONFUSING. You have more important things to do than studying for hours and hours trying to understand your options!
Education Is Key!
Do not buy an insurance policy without comprehending it. Our aim is to ensure your understanding of the steps needed to prepare for Medicare, familiarize yourself with various insurance options, and empower you to make an informed choice.
A Look at Senior Life & Medicare Insurance Consultants
Senior Life & Medicare Insurance Consultants has been successfully meeting the needs of retirees since 1997. We’ve grown our successful Insurance Agency from the ground up, and accumulated years of experience to bring our clients complete peace of mind.
As a full-service Insurance Agency built on the foundation of customer loyalty and trust, we aim to develop long-term relationships with our clients, to provide them with the support and guidance they need. We take the confusion away regarding retirement, Medicare, and and insurance options. With access to some of the major insurance companies, there is no bias. Recommendations are based on the client's needs. Contact us to find out how we can help you. There is no fee for our service and there is no obligation.
The 2025 Annual Enrollment Period is around the corner! See what is new for 2025. It will be crucial for you to have a plan comparison done!
Big News!
The donut hole in 2025 will be eliminated! The 2025 Part D Deductible will be $590. The maximum out of pocket for the year is a total of $2000
M3P
The Medicare Prescription Payment Plan (MPPP), also known as M3P, is a program created under the Inflation Reduction Act of 2022. It allows Medicare beneficiaries to spread out their out-of-pocket costs for prescription drugs over the course of the year, rather than paying large amounts upfront. For example, instead of paying $2,000 all at once in January, a beneficiary would pay 12 equal monthly payments of $166.67. The program starts on January 1, 2025.
Participants in M3P will have all Part D-covered drugs included in this payment plan, but drugs not covered under Part D. . The monthly payments are calculated based on a formula from the Centers for Medicare and Medicaid Services (CMS), and payment amounts may change if new prescriptions are filled. However, the plan does not affect the progression through the Part D benefit or how drug costs accumulate toward the maximum out-of-pocket limit (MOOP)
Watch Video To Learn More
